Online Shopping Tools near Dothan, AL
Online Shopping Tools near Dothan, AL
Given that you already use your laptop or phone to shop for clothing, household accessories, and other items, why not do the same when looking for a new car? With the help of Gilland Ford’s online tools, it’s now possible to set a budget, check your credit score, get a trade-in offer, and even fill out a credit application without leaving the house. If you require assistance, contact our staff today.
First Steps
An easy way to dip your toes into the world of auto financing is to make use of our Black Book Credit Score Estimator. This number is one of the most important factors that a lender will consider when reviewing your candidacy, so it helps to know where you stand before you go any further. That way, if it turns out that your credit score isn’t all that it could be, you can hold off until you have time to improve it. Since this form doesn’t require your DOB or SSN, you can trust that your personal information will remain secure. Better yet, it won’t impact your current rating in the slightest!
Budgeting
Next, you’ll want to take a look at your finances and start figuring out what you can afford to spend on your next new or used vehicle. With the Payment Calculator, this is a breeze to determine, as you’ll be able to enter different variables that can affect your purchasing power, such as the sticker price, your anticipated down payment, and the interest rate. Another factor to keep in mind is your current car’s trade-in value, which can be uncovered with the help of our corresponding resource. Once you account for this amount, you might be able to spring for a higher trim level or splurge on optional upgrades that would’ve been otherwise out of your price range.
Apply for a Loan
At this point, you have some choices to make. If you’re still not quite ready to submit your credentials, then you can simply use the Get Pre-Approved link to see if your finances are ready to support a car loan. Like the Credit Score Estimator, using this form won’t hurt your rating. Of course, if you have a vehicle in mind that you’re ready to commit to, head over to the secure Credit Application to stake your claim. Once you’re on the dedicated page, you’ll be able to choose whether you’re applying as an individual or with a cosigner, in addition to including your name, employment details, income, and which Ford model you’re interested in. After sending it to us, we can begin the process of contacting our network of lenders to secure a competitive plan on your behalf.
The Finance Department at Gilland Ford invites you to take advantage of our online shopping tools near Dothan, AL, to make your upcoming visit to dealership a streamlined experience. Before you know it, you’ll be driving off our lot in a set of wheels you absolutely love!