First Time Car Buyer Tips in Ozark, AL
Getting your first vehicle is an accomplishment and should be an exciting process. If you have any doubts about the process or just want answers to a few questions, contact our team here at Gilland Ford! We love talking with first-time buyers, so check out a few tips below and then give us a call.
Creating a Budget
As much fun as it is to dream about hitting the road in a Mustang or a Ranger, we recommend for your first vehicle taking a realistic look at your needs. If you’re a student or a recent graduate, consider current monthly expenses and how far you travel on a weekly or monthly basis. If you have a family, passenger space will likely be a determining factor. The good news is that the Ford lineup includes a model for everyone, including compact crossover and full-size SUVS, plus pickup trucks. When it comes to creating a budget, start with essentials – rent, food, and student loans, and then see how much you have left over each month. Don’t forget that in addition to your car payment you’ll want to factor in auto insurance, registration fees, and routine maintenance.
Researching Models
Once you have a rough budget estimate and a few models in mind, it’s time to start shopping. Choosing a new or used model is really going to depend on how much you can afford to spend each month. A used car will usually have lower monthly payments, but may require replacement parts or repairs sooner compared to purchasing a new vehicle. Our dedicated finance experts are happy to sit down with you one-on-one to learn about your car needs and help you navigate the different options. Either way, you’ll have plenty of choices with our vast selection that includes everything from a pre-owned Taurus sedan to a brand-new EcoSport crossover.
Find Out Your Finance Options
A major setback for many first-time buyers is a lack of credit score. Even if your credit history is a blank slate, we won’t turn you away! Our connection to local lenders allows us to provide affordable interest rates and monthly payments that will get you on the right track. Get started today with our Pre-Approval and Finance Application. One of our experts will be in touch to set up a meeting here at our dealership at a time that works with your schedule.
For additional first time car buyer tips in Ozark, AL, Gilland Ford is your source! We are proud to provide a diverse array of drivers with quality vehicles and dependable service.