Easy Loan Approval near Dothan, AL
Easy Loan Approval near Dothan, AL
While shopping for your prospective vehicle is the fun part of the experience, you might feel a bit different about the financing process. We want to mitigate your concerns at Gilland Ford by walking you through accessing your loan step by step. This way, you can spend more time test driving and ironing out the details. Before you visit our location near Dothan to begin the process, explore this overview to take the necessary steps toward success.
Value Your Trade
Whether you purchase a new or pre-owned vehicle, it is a major expense and should be handled as such. By contributing a sizable down payment up front, you’ll be able to take advantage of low monthly installments. To elevate your purchasing power, we recommend using your current car as a trade-in. To maximize its value it’s important to make sure that it runs properly on roads like North Oates Street. Fortunately, we have a Service Department at our location that will take care of routine maintenance procedures like oil changes, tire rotations, and wiper blade replacements. We also recommend getting the exterior cleaned and removing any dents to ensure it is in pristine condition. Once you’re ready to receive your competitive appraisal from home, use our Value Your Trade tool.
Budgeting
Once you have an idea of what your car is worth, you’ll want to set firm financial parameters to make sure you don’t exceed your budget. To make that happen, you’ll want to total up your median monthly expenses. Then, you’ll subtract that figure from your four-week salary to see how much cash you have remaining. We don’t suggest cutting your margins close, so make sure to leave yourself some extra wiggle room to ensure you’re covered in the event of a monetary crisis. You can crunch the numbers ahead of time to be positive that you don’t go over your spending limit by using our online Payment Calculator.
Loan Approval
When you’re ready to proceed with the loan process, you’ll be able to do so from your smartphone, laptop, or tablet. To jumpstart the experience, use the Get Pre-Approved form and let us know some key details about yourself. Once we receive your submission, we’ll reach out to our trusted lending institutions to secure a couple package options that you’ll be able to review upon your visit. Once that’s done you’ll be able to use the online credit application that will allow you to complete some paperwork ahead of time. With all of this taken care of, you can come to our location to speak with our well-versed advisors and test drive some cars. We’ll sit down with you for a one-on-one customer consultation to go over your agreement. Then, you can sign on the dotted line and drive away!
*Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Sale Price Does NOT Include Sales Tax, Title, License Fee, Registration Fee, or Dealer Documentation Fee of $589.00, Finance Charges and Emission Testing Fees (if applicable) are additional to the advertised price.